Account Origination

Originate new accounts in 3 minutes or less

Seamless digital account opening for banks and credit unions. Eliminate friction from the account origination experience with mobile-first applications and real-time identity verification.

Increase conversions with an omnichannel experience

The right digital account opening solution can make all the difference. Seamlessly convert consumers and businesses with an omnichannel account origination solution designed to remove friction and drive conversions whether applicants are on mobile, desktop, or in-branch.

Simplify your account origination process

Simplify your account origination process

Sift out unnecessary, time-intensive steps and in-branch barriers while enhancing your fraud prevention capabilities. With Alkami, FIs can convert users seamlessly via our mobile-first and in-branch account origination experiences.

Onboard users via an intuitive application that has minimal data inputs, flexible funding methods, and electronic signatures. Reduce abandonment by delivering automated messaging on outstanding tasks and secure invitations for remote applicants.

Deploy an automated decisioning engine

Deploy an automated decisioning engine

Back-office teams have enough work on their plate. Streamline your financial institution’s operations with real-time identity verification powered by non-documentary customer identification methods and rules-based decisions.

Review applications in a centralized order processing system for deposits with a clear audit history built to improve compliance.

Leverage an ecosystem of integrations

Leverage an ecosystem of integrations

Creating operational efficiencies is easier said than done. We know your time is valuable, which is why we have developed a network of integrations that enables you to do more in less time.

With Alkami, financial institutions can prevent fraud, offer flexible funding methods, and seamlessly connect with your preferred core provider for real-time account origination.

Grow the banking relationship, digitally

Grow the banking relationship, digitally

Encourage users to download your mobile banking app where you can continue cultivating the primary banking relationship. By automatically establishing digital banking credentials and registering users, your new account holders will know they chose the right fit for their financial needs. Upon successful account origination, financial institutions can continue the onboarding experience into their digital banking solution and encourage users to push provision new debit cards to their digital wallet from within online banking – enabling users to begin transacting as soon as they are approved.

partnering with alkami

Partner Program

Ready to shape the future of digital banking? Alkami’s partner ecosystem pairs the brightest minds in fintech with the most forward-thinking financial institutions on an extensible platform built for scalability. It’s time to pave the way for innovation.

See digital banking in action

Experience better banking