Predictive AI

Predictive AI

Predict Any Outcome with AI:

Prevent attrition Cross-sell loans Grow deposits

Artificial intelligence in banking isn’t a nice-to-have anymore. Predictive AI is the competitive advantage that financial institutions need.

How can predictive AI help you grow?

Grow Deposits

Capture and retain deposits from your account holders. Focus outreach on highly engaged account holders to drive deposit growth.

AI-driven data tags for deposit growth:

Drive Lending

Predict the next-best loan offer for your account holders. Identify account holders who demonstrate behaviors most likely to lead to loan adoption.

AI-driven data tags for loan growth:

Enhance engagement

Maintain and grow a stable account holder base. Forecast your account holders’ level of engagement. Personalize messages based on their engagement with your institution.

AI-driven data tags to engage account holders:

Scale Smarter with Predictive AI

Harness the power of artificial intelligence in banking to create highly personalized marketing campaigns.

Reach millions with tailored messages crafted from individual preferences and behaviors, driving superior engagement, growth, and retention.

Advanced predictive AI models analyze spending and behavioral patterns to anticipate account holders’ financial behaviors and needs, enabling precise targeting that enhances conversion rates and significantly increases ROI (return on investment).

About Predictive AI

Drive results with outcome-based artificial intelligence in banking.

Capable

15+ years of data modeling and analysis experience for regional and community banks and credit unions.

Comprehensive

Leverages proprietary Data Insights, built from analysis of billions of transactions. Detects transactions daily.

Compliant

Satisfy regulatory requirements with predictive AI models that are purpose-built for the financial industry.

Catalytic

First-of-its-kind predictive AI model to understand account holder engagement levels and attrition risk.

How We Do It

Artificial intelligence in banking is fueled by data. Great data is the key to accurate predictive AI models. Our process takes the high-quality, enriched first-party data we produce for financial institutions as inputs to our machine learning process.

Start with the outcome you want to achieve, such as increasing revenue by cross-selling HELOCs to mortgage account holders.

Analyze account holders who have achieved the outcome. Alkami reviews the behavior of HELOC holders six months before they opened their HELOC.

Identify account holders with similar behavior who have not yet achieved the outcome. Alkami finds account holders without a HELOC who show similar behaviors and tags them as likely candidates for a HELOC.

“The AI cross sell model helps target members we may have missed with the initial list… Without this AI model, we would’ve missed out on those prospects.”

Will Johnston

Marketing Analyst, Capital Credit Union

“We set a goal for our new money growth, and at the midyear point, we were at 11% of that goal. So, we put five campaigns in motion. They set off on July 1st. In June, we did $330,000 in new money. We did $5.2 million in July. And we did that using Alkami.”

Alisha Johnson

Chief Growth Officer, Ideal Credit Union

“The data from the engagement model has been a game-changer for us. We are now empowered to be proactive with these account holders and nurture the relationship to limit churn.”

Cheryl Dutton

SVP & Chief Marketing Officer, Altra Federal Credit Union

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