The business experience that raises the bar—for everyone

Built for business—intuitive for SMBs, powerful for commercial clients. Win the operating account with a digital experience that combines power and ease of use. With Alkami, your business accounts and employees get both. No tradeoffs required.

Give businesses the banking experience they expect—no excuses

Your business clients want intuitive digital banking—and your staff need tools that actually help. Alkami makes both possible with an experience that never trades functionality for ease. It’s not one-size-fits-all, but it’s one that every business will appreciate—from the sole proprietor to the multi-entity corporation, and the FI teams who support them.

Source: Datos Insights, 2023

51%

of business and corporate end users state their primary banks’ digital experiences are not seamless.

66%

of businesses are somewhat or very likely to look for new banking relationships in the next 12 months.

How digitally mature is your
business banking?

See business banking—without compromises

Take self-guided tours of powerful functionality, wrapped in intuitive user experiences.

Sub-User Management

See how businesses can manage sub users, remaining in complete control of permissions

Money Movement

Help businesses manage cash flow with powerful money movement features

Reporting & Analytics

Turn data to insights and manual overhead to automation overhaul

Capture and retain the operating account with a solution that combines power and simplicity

Operating accounts are sticky, profitable, and fiercely competitive. Alkami helps you attract them with flexible entitlements, real-time cash insights, and built-in fraud prevention so you can compete (and win) against megabanks.   

Create new revenue opportunities

As non-interest income shrinks, the pressure to uncover new revenue grows.

Alkami gives you new ways to drive profit through value-added business tools—while automated billing simplifies monetization without adding operational burden to your back office.

What makes Alkami’s business banking experience different?

Hear from the product leader shaping the future of this solution.

Meet business needs and streamline the back office

Most business platforms slow your team down. They’re hard to train on and full of friction. With Gen Z outnumbering Boomers, your tech must be intuitive—without sacrificing power. Alkami delivers both, driving productivity from the Zoomer to the Boomer.

Turn payment fraud prevention into a profit center

In 2024, 79% of organizations reported they were a victim of an attempted or actual fraud attack. Source: AFP Payments Fraud and Control Survey Report, 2025

Alkami’s Check and ACH Positive Pay solutions put fraud prevention in the hands of your business clients—shifting liability, reducing operational risk, and unlocking new revenue for your institution.

Planning to change your digital banking solution?

Business digital banking products built for every business—at every stage

Supercharge your digital banking experience with products to fit the needs
of your account holders and institution.

MANTL Business Account Opening

Streamline digital account opening for business owners.

Business Administration

Offer flexible sub user entitlements and limits.

Payments

Provide an integrated payments experience that drives engagement and revenue.

Positive Pay & ACH Reporting

Strengthen fraud defenses and automate ACH reporting for seamless payment management.

Receivables

Embed invoicing and payment acceptance directly into digital banking.

Automated Billing

Originate billable transactions and automatically manage them.

Reporting & Analytics

Improve decision-making, cash flow forecasting, and budget planning.

Data & Marketing

Grow business revenue with data insights, AI, and marketing automation.

Security & Fraud Protection

Apply defense-in-depth to protect account holders and your institution.
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.

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Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation