Digital Banking Solutions for Banks and Credit Unions
Advanced Payment Security Bundle

Boost revenue while delivering unmatched payment protection

Generate new fee-based income by offering businesses a powerful fraud prevention suite that secures every check and ACH commercial transaction.This advanced bundle gives business clients the tools to detect and prevent fraud, while reducing your operational overhead and creating a scalable path to revenue growth.

Turn payment security into a revenue opportunity

Advanced fraud prevention

Protect against unauthorized ACH and check transactions in complex, high-volume payment environments.

Operational efficiency

Streamline workflows to handle large transaction volumes with precision and speed.

Scalable security

Address growing fraud exposure with tools designed for advanced detection and prevention.
Check Positive Pay

Reduce fraud exposure and minimize errors

Detect and prevent check fraud with a secure, automated solution that helps businesses safeguard payments, reducing risk for your institution and supporting long-term revenue growth.
Payee Positive Pay

Add precision to fraud prevention 

Enhance check positive pay with payee match to prevent altered or fraudulent checks from clearing, giving businesses greater control and offering your institution a premium fraud prevention tool that supports trust and revenue growth.
Reverse Positive Pay

Deliver self-service tools built to reduce risk

Allow businesses with lower check volumes to actively review and approve checks presented for payment, shifting fraud oversight to your clients and reducing operational strain for your institution.
Teller Validation

Instantly validate on-us checks

Strengthen in-branch fraud protection with integration to your Teller System or a Teller Look up Feature, helping reduce risk and deliver a seamless business experience.
ACH Positive Pay

Control fraud exposure

Empower businesses to safeguard their accounts from unauthorized ACH activity by allowing validation of incoming ACH debits and credits, helping reduce fraud and delivering additional value.
ACH Origination Verification

Top-to-bottom security tools

Ensure only authorized outgoing ACH disbursements are processed to prevent fraud. ACH Credit Origination Protection delivers enhanced security for businesses and protects high-volume ACH origination workflows.
ACH Returns & ACH NOCs

Automated, advanced, and accurate

Eliminate manual updates, improving payment accuracy while delivering a scalable, fee-based service that supports both business growth and profitability.

Take a guided tour of our Positive Pay Solution

Explore how your institution can deliver a secure, branded fraud prevention experience with Check and ACH Positive Pay. This interactive tour walks you through key features, including how to manage exceptions, add payees to approved or blocked lists, and automatically generate WSUDs. See how the solution streamlines operations and strengthens protection—while giving you full flexibility to tailor the experience to your commercial clients.
Account Reconciliation

Automate reconciliation for complex accounts

Simplify account balancing by detecting discrepancies and matching transactions automatically. Account Reconciliation reduces manual work for businesses, allowing you to offer this high-value service to generate additional revenue. Partial and Full Reconciliation are both available for comprehensive coverage.
EDI Translation

Empower businesses to manage complex payment data efficiently

Convert ACH addenda formats like 820, 835 and Free Form into a human readable format or a file that can be imported into a business’s accounting software for accurate posting of payments and reporting. 

“The system is very straightforward and easy to use,” Lisa said. “Even our small business customers—we’ve been able to get into the system pretty easily.”

Lisa Carbone
Senior Vice President, Salem Five Bank

Future proof your financial operations

Schedule a demo to see how we can help your institution scale securely and efficiently.

Schedule a demo

J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.

Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation