PAYMENTS

Payments on time, every time

Help your business clients move money faster and smarter—while reducing back-office burden for your team.

See what’s possible with money movement built for business

A business payments experience worth switching for

Expedited ACH origination is just the start. Alkami supports business payments across ACH, wire (domestic and international), and bill pay. With centralized sub-user entitlements, your clients can manage payments by role, limit, or entity—all in one solution.

One login. Every entity. All payments.

Give business clients a single, secure workflow to view and originate payments across all of their accounts. No profile switching, no duplicate logins.
ACH ORIGINATION & PROCESSING

Help businesses control cash flow with modern ACH

Help businesses better control cashflow, expedite payments, and eliminate the cost and time associated with paper checks by implementing ACH origination and payment processing. Deliver an intuitive, secure digital experience that lessens exposure to check fraud and provides an audit trail of payments for more accurate forecasting.
EDI TRANSLATION

Make ACH remittance easier 
for everyone

Automatically translate Electronic Data Interchange (EDI) remittance data from ACH transactions and notify business clients when payments arrive.

Support formats like 820 and 835, and export to ERP and accounting systems for smoother reconciliation.
WIRE ORIGINATION & PROCESSING

Domestic and international wires—without the friction

Support same-day wires in USD or foreign currency. With Alkami’s solution, you’ll connect business account holders directly to leading domestic and international wire systems with built-in approvals, roles, and real-time confirmation.

Business digital banking products built for every business—at every stage

Supercharge your digital banking experience with products to fit the needs
of your account holders and institution.

MANTL Business Account Opening

Streamline digital account opening for business owners.

Business Administration

Offer flexible sub user entitlements and limits.

Payments

Provide an integrated payments experience that drives engagement and revenue.

Positive Pay & ACH Reporting

Strengthen fraud defenses and automate ACH reporting for seamless payment management.

Receivables

Embed invoicing and payment acceptance directly into digital banking.

Automated Billing

Originate billable transactions and automatically manage them.

Reporting & Analytics

Improve decision-making, cash flow forecasting, and budget planning.

Security & Fraud Protection

Apply defense-in-depth to protect account holders and your institution.

Data & Marketing

Grow business revenue with data insights, AI, and marketing automation.
J.D. Power 2025 Mobile App Platform Certification ProgramSM recognition is based on successful completion of an audit and exceeding a customer experience benchmark through a survey of recent servicing interactions. For more information, visit jdpower.com/awards.

Sign Up for information on Future Hackathon Events

Starter
Compliance

Catch fraud early
and reduce risk

Growth-
Oriented

Expand your commercial
capabilites

Advanced
Payment Security

Advanced protection
with revenue generation
Check Positive Pay Solutions
Payee Positive Pay
Check Positive Pay
Teller Validation
Reverse Positive Pay
ACH Positive Pay Solutions
ACH Positive Pay (debits)
ACH Positive Pay (credits)
ACH Credit Origination Protection
Reporting Solutions
Account Reconciliation
ACH Returns & NOCs
EDI Translation