Business BANKING SOLUTIONS

Business banking built with bankers

We help bankers win business deposit relationships by delivering a digital banking solution with intuitive capabilities for end-users, allowing users to manage their businesses more effectively. For financial institutions, Alkami’s efficient and user-friendly interface promotes employee productivity and job satisfaction.

Redefine Business Banking with a Seamless UX

The consumerization of technology has led modern decision-makers to expect seamless, user-friendly experiences. Our solution brings consumer-grade ease to business banking solutions, satisfying both businesses and the financial institution administrators that serve them.

0 %

of business and corporate end users state their primary banks’ digital experiences are not seamless.

Source: Datos Insights, 2023

0 %

of businesses are somewhat or very likely to look for new banking relationships in the next 12 months.

Source: Datos Insights, 2023

Enhance Digital Experiences for Businesses

Acquire the Operating Accounts for Businesses

Business relationships are valuable for their large deposits, which fund loans and boost profits at your institution. Alkami’s business banking solutions make it easy to retain and attract businesses with flexible permissions and limits, real-time insights into cash position and layered fraud prevention, helping you compete and win against megabanks.

Generate New Fee and Revenue Opportunities

Non-interest income is declining at smaller financial institutions while growing at larger institutions, putting pressure on small banks and credit unions to find new revenue streams. Alkami’s business banking solutions help you boost profits by offering tailored services and fraud prevention tools that generate income and reduce administrative burdens.

Address Business Needs while Simplifying the Back Office

Many business banking solutions complicate the user experience for financial institution administrators, making it difficult to train new employees and manage business accounts efficiently. Alkami eliminates this friction with automated onboarding, intuitive configuration settings, and comprehensive audit reporting, enhancing overall engagement and satisfaction.

Turn Payment Fraud Prevention into a Profit Center

In 2023, 80% of organizations reported they were a victim of an attempted or actual fraud attack. Alkami’s Check and ACH Positive Pay solutions empower businesses to swiftly prevent losses and minimize impact, while your institution can generate fee-based income by offering sophisticated security measures to commercial relationships willing to invest in peace of mind.

Business Banking Solutions

Business Account Opening

Streamline the deposit account origination process.

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Business Administration

Offer flexible sub user entitlements and limits.

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Payments

Deliver a deeply integrated payments experience.

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Positive Pay & ACH Reporting

Provide enhanced protection against unauthorized transactions.

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Receivables

Embed invoicing and payment acceptance directly into digital banking.

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Automated Billing

Originate billable transactions and automatically manage them.

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Reporting & Analytics

Improve decision-making, cash flow forecasting, and budget planning.

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Hear from our remarkable clients

Discover how banks and credit unions across the nation have leveraged Alkami’s business banking solutions to compete with megabanks and fintechs, achieve growth objectives, and deepen banking relationships with businesses.

“Our experience in implementing Alkami has been a really positive one. Alkami has stood apart as a vendor that has been very much focused on the partnership.”

Samantha Pause, Chief Innovation and Brand Officer, Mascoma Bank

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“We chose to work with Alkami because their fully open and integrated digital banking solution plays well with third parties, and allows us to provide our customers with speed and control for all their financial transactions. This partnership positions us to compete not only with our neighboring banks, but also with the major neobanks and other fintechs that continue to emerge.”

Grace Pace, Senior Vice President, Quontic Bank

“Alkami’s single platform for retail and business customers, combined with their focus on innovation and proven track record of delivering on their roadmap, made them the clear choice for us.”

Herbert Berkley, IT Project Manager, Lone Star National Bank

“Alkami’s platform enables us to provide a seamless and consistent user experience for our business customers by giving them access to all accounts through a common user interface within a single system. Self-service capabilities help them manage multiple accounts and enable functionality options for individuals through permission settings.”

Kevin Dono, Senior Vice President and Chief Information Officer, Kennebec Savings Bank

“Due to Alkami’s expertise and tried-and-true best practices, this implementation was one of the best I have seen in my career. We look forward to deepening our relationship with Alkami in the future as we roll out more industry-leading offerings for our members.”

Craig Draayer, Vice President of Digital Transformation, Elevations Credit Union

“Partnering with Alkami allows us to access a commercial market that we have never served before. By implementing the business banking solution, we will now be able to deliver the highest level of service to our small business members, providing them with functionality we know they will engage with on a daily basis.”

Eric Pointer, President and Chief Executive Officer, Credit Union of Texas

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